Regular truck bumpers have regulations stating the specified distances they can be from the ground up. This distance is calculated to make sure that when two trucks crash into each other at a reduced speed, their bumpers will touch, thereby absorbing the impact to prevent any damage and hopefully lessen the injuries. Premium Front Bumper
Bumper standards for SUVs leave a lot to be desired; actually, there are none. SUV drivers love being above everyone else on the road, but this height factor alone makes it very dangerous for other trucks to be on the road with SUVs. For instance, you are driving down the road at 10 miles per hour, and an SUV suddenly stops in front of you, and you don't have enough time to stop. This causes you to rear-end the SUV which is very dangerous for you and any of your passengers. This is because, unlike another truck, the SUV probably doesn't have a bumper and if there is one it will be much higher than yours. So the purpose of a bumper is to protect you, in this case, that will not happen. Your bumper would go under the SUVs bumper causing severe damage to the front of your truck including your engine all the way up to your windshield, along with severe damage to the SUV. Black Steel Elite Front Bumper
On the other hand, if an SUV traveling at 10 miles per hour rear-ends your vehicle there still would be severe damage to not only your vehicle but also to the SUV. These damages could cost thousands of dollars in repairs. Also, the likelihood of injuries would increase either way.
There is also the possibility of two SUVs getting into an accident. Let's say that a smaller type SUV ran into a larger SUV without a bumper but equipped with a spare tire mounted on the tailgate. This could be a problem in itself because the larger SUV did not have a bumper but a spare tire instead and the placement of it caused enormous heavy damage to both SUVs. Vengeance Front Bumper
If you are still convinced that an SUV is the only vehicle for you, no matter how dangerous it is to others, you should at least make sure that you are adequately covered for any circumstance that may occur. If you don't have enough auto insurance or you, don't have the correct deductibles you could be liable for paying out a lot of unexpected money. You probably should check your policy and a couple of times each year go on the internet to compare premium rates to see if any insurance company has lower rates. Black Steel Front Bumper